Multiple Positions – Zangena Capital

Zangena Capital

An upcoming Micro Finance Company based in Solwezi is looking for suitably qualified candidates to take up the following positions:

1. MICRO FINANCE OPERATIONS OFFICER

KEY RESPONSIBILITIES

  • Primary responsibility is to create and develop a profitable Microfinance department, its products and services and develop teams
  • Be responsible for leading the organisation, and develop in house systems to track loans
  • Ensure that all statutory requirements are upheld
  • Be responsible for developing and maintain relationships with strategic partners
  • Develop strategy and work plan for the Micro finance
  • Be able to market and promote the micro finance products
  • Prepare reports for presentation to the Director and Board of Directors
  • Disburse loans to identified clientele in a time efficient manner and ensure that loan payments are made timely
  • Implement mechanisms of managing arrears to ensure a healthy relationship at all times

QUALIFICATION

  • Bachelor in Banking and Finance, Economics, Finance, Business or other relevant field
  • Prior experience in management with at least 5 years experience in microfinance /banking and/or Finance experience

ATTRIBUTES

  • Must be a team player
  • Good Communications skills
  • Sound Leadership skills
  • Ability to understand and execute administrative support appropriately
  • Own transport will be an added advantage

2. LOAN OFFICER

KEY RESPONSIBILITIES

  • Meet with loan applicants to identify their needs and collect information for loan applications.
  • Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
  • Complete loan contracts and teach clients on policies and regulations.
  • Interview applicants to define financial eligibility and establish debt payment plans.
  • Monitor and update account records.
  • Submit loan applications in a timely manner.
  • Prepare detailed loan proposals.
  • Reject loan applications and explain deficiencies to applicants.
  • Respond to applicants’ questions and resolve any loan-related issues.
  • Operate in compliance with laws and regulations.

QUALIFICATIONS

  • Diploma/Bachelor’s degree in Banking/finance or a similar field.
  • A minimum of 3 years’ experience as a loan officer
  • In-depth knowledge of computers and banking software.
  • Outstanding interpersonal and communication skills.
  • Customer service-oriented with exceptional sales skills.

To apply for this job email your details to zangenacapital@gmail.com.

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