Multiple Positions – Zangena Capital

An upcoming Micro Finance Company based in Solwezi is looking for suitably qualified candidates to take up the following positions:

1. MICRO FINANCE OPERATIONS OFFICER

KEY RESPONSIBILITIES

• Primary responsibility is to create and develop a profitable Microfinance department, its products and services and develop teams
• Be responsible for leading the organisation, and develop in house systems to track loans
• Ensure that all statutory requirements are upheld
• Be responsible for developing and maintain relationships with strategic partners
• Develop strategy and work plan for the Micro finance
• Be able to market and promote the micro finance products
• Prepare reports for presentation to the Director and Board of Directors
• Disburse loans to identified clientele in a time efficient manner and ensure that loan payments are made timely
• Implement mechanisms of managing arrears to ensure a healthy relationship at all times

QUALIFICATION

• Bachelor in Banking and Finance, Economics, Finance, Business or other relevant field
• Prior experience in management with at least 5 years experience in microfinance /banking and/or Finance experience

ATTRIBUTES

• Must be a team player
• Good Communications skills
• Sound Leadership skills
• Ability to understand and execute administrative support appropriately
• Own transport will be an added advantage

2. LOAN OFFICER

KEY RESPONSIBILITIES

• Meet with loan applicants to identify their needs and collect information for loan applications.
• Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
• Complete loan contracts and teach clients on policies and regulations.
• Interview applicants to define financial eligibility and establish debt payment plans.
• Monitor and update account records.
• Submit loan applications in a timely manner.
• Prepare detailed loan proposals.
• Reject loan applications and explain deficiencies to applicants.
• Respond to applicants’ questions and resolve any loan-related issues.
• Operate in compliance with laws and regulations.

QUALIFICATIONS

• Diploma/Bachelor’s degree in Banking/finance or a similar field.
• A minimum of 3 years’ experience as a loan officer
• In-depth knowledge of computers and banking software.
• Outstanding interpersonal and communication skills.
• Customer service-oriented with exceptional sales skills.