Investment & Data Analyst

Job Title: Investment & Data Analyst

Job description: We are seeking a dynamic and analytical Investment & Data Analyst with a focus on quality assurance to join our team. This role will be instrumental in leveraging data analytics and investment expertise to drive strategic decision-making and optimize performance on our P2P lending platform, while also ensuring the platform’s compliance with regulatory requirements and internal quality standards.

The ideal candidate will possess a strong background in both data analysis and investment analysis, with a passion for maintaining the integrity and reliability of our platform through rigorous quality assurance processes.

Responsibilities:

Data Analysis:

• Collect, clean, and analyze large datasets related to loan performance, borrower profiles, economic indicators, and market trends.

Investment Research:

• Conduct thorough research on the investment market, to drive informed investment pricing.

Financial Modeling:

• Develop and maintain financial models to assess the performance and potential returns of the p2p portfolio and individual loans.
• Conduct scenario analysis and stress testing to evaluate the impact of different economic scenarios on investment outcomes.

Risk Management:

• Assess and quantify risks associated with portfolio allocations and individual investments.
• Implement risk management strategies, including diversification and risk mitigation techniques.

Quality Assurance:

• Develop and implement quality assurance policies, procedures, and standards for the P2P lending platform.
• Conduct regular audits and reviews of platform functionalities, user experience, and transaction processes to ensure compliance with regulatory requirements and internal quality standards.
• Collaborate with software development, product management, and operations teams to address and resolve quality-related issues in a timely manner.
• Monitor key performance indicators (KPIs) and metrics to track the effectiveness of quality assurance initiatives and identify areas for improvement.
• Ensure compliance with regulatory requirements, industry standards, and internal policies related to investment activities and data management.

Performance Analysis:

• Monitor and evaluate the performance of the P2P portfolio, benchmarking against relevant indices and performance metrics.
• Prepare performance reports and investment updates for stakeholders, highlighting key insights and recommendations.

Collaboration and Communication:

• Collaborate with cross-functional teams, including product development, risk management, and operations, to support initiatives, drive business growth, and maintain platform quality.

Qualifications:

• Bachelor’s degree in finance, economics, statistics, mathematics, or a related field. Master’s degree or CFA designation is a plus.
• Proven experience in data analysis, investment analysis, or financial modeling, preferably within the fintech industry.
• Proficiency in data analysis tools and programming languages (e.g., Python, R, SQL) and experience with statistical analysis and data visualization techniques.
• Strong understanding of financial markets, investment products, and risk management principles.
• Excellent analytical skills, with the ability to interpret complex data, identify trends, and generate actionable insights.
• Effective communication and presentation skills, with the ability to convey technical concepts to non-technical stakeholders.
• Detail-oriented mindset with a commitment to accuracy, quality, and continuous improvement.
• Ability to thrive in a fast-paced, dynamic environment and manage multiple projects simultaneously.

Benefits:

• Competitive salary
• Private Pension
• Professional development and training opportunities
• Opportunity to make a meaningful impact in the fintech industry and contribute to financial inclusion and innovation