Lupiya
Job Title: Investment & Data Analyst
Job description: We are seeking a dynamic and analytical Investment & Data Analyst with a focus on quality assurance to join our team. This role will be instrumental in leveraging data analytics and investment expertise to drive strategic decision-making and optimize performance on our P2P lending platform, while also ensuring the platform’s compliance with regulatory requirements and internal quality standards.
The ideal candidate will possess a strong background in both data analysis and investment analysis, with a passion for maintaining the integrity and reliability of our platform through rigorous quality assurance processes.
Responsibilities:
Data Analysis:
- Collect, clean, and analyze large datasets related to loan performance, borrower profiles, economic indicators, and market trends.
Investment Research:
- Conduct thorough research on the investment market, to drive informed investment pricing.
Financial Modeling:
- Develop and maintain financial models to assess the performance and potential returns of the p2p portfolio and individual loans.
- Conduct scenario analysis and stress testing to evaluate the impact of different economic scenarios on investment outcomes.
Risk Management:
- Assess and quantify risks associated with portfolio allocations and individual investments.
- Implement risk management strategies, including diversification and risk mitigation techniques.
Quality Assurance:
- Develop and implement quality assurance policies, procedures, and standards for the P2P lending platform.
- Conduct regular audits and reviews of platform functionalities, user experience, and transaction processes to ensure compliance with regulatory requirements and internal quality standards.
- Collaborate with software development, product management, and operations teams to address and resolve quality-related issues in a timely manner.
- Monitor key performance indicators (KPIs) and metrics to track the effectiveness of quality assurance initiatives and identify areas for improvement.
- Ensure compliance with regulatory requirements, industry standards, and internal policies related to investment activities and data management.
Performance Analysis:
- Monitor and evaluate the performance of the P2P portfolio, benchmarking against relevant indices and performance metrics.
- Prepare performance reports and investment updates for stakeholders, highlighting key insights and recommendations.
Collaboration and Communication:
- Collaborate with cross-functional teams, including product development, risk management, and operations, to support initiatives, drive business growth, and maintain platform quality.
Qualifications:
- Bachelor’s degree in finance, economics, statistics, mathematics, or a related field. Master’s degree or CFA designation is a plus.
- Proven experience in data analysis, investment analysis, or financial modeling, preferably within the fintech industry.
- Proficiency in data analysis tools and programming languages (e.g., Python, R, SQL) and experience with statistical analysis and data visualization techniques.
- Strong understanding of financial markets, investment products, and risk management principles.
- Excellent analytical skills, with the ability to interpret complex data, identify trends, and generate actionable insights.
- Effective communication and presentation skills, with the ability to convey technical concepts to non-technical stakeholders.
- Detail-oriented mindset with a commitment to accuracy, quality, and continuous improvement.
- Ability to thrive in a fast-paced, dynamic environment and manage multiple projects simultaneously.
Benefits:
- Competitive salary
- Private Pension
- Professional development and training opportunities
- Opportunity to make a meaningful impact in the fintech industry and contribute to financial inclusion and innovation