Finance Manager

Emerald Finance Limited

Founded in 2019, EMERALD’S mission is to empower emerging market individuals and entrepreneurs with financial access. As a start up, it has been an exciting and challenging journey developing the business case in an unstable environment that the whole world is fighting. As our first of many achievements in the horizon, we believe that we have the opportunity of a lifetime to connect every entrepreneur to financial products they need to grow and prosper. We need exceptional people in key roles to make that happen. Joining Emerald requires boldness, resilience, and innovation. You will need to embrace change and operate comfortably in uncharted territory.

Emerald Is looking for a

Finance Manager

As a Finance Manager, you will be accountable for maintenance of accounts and the preservation of the portfolio strategy to achieve maximum active customer penetration in the portfolios, within set mandates. Furthermore, developing relationships with the auditing body and making sure the company stays within regulatory guidelines . The position is in Lusaka and will report directly to the CFO.

In this role, you’ll be responsible for:

  • Create strong partnerships with potential banking partners
  • Support the Operating team in onboarding banking partners
  • The understanding of Credit Risk, Fraud Risk, RFRs and regulatory requirements
  • Manage and handle all communication to and from the banking partners and reconciliation of accounts
  • Handle onboarding where necessary
  • Weekly progress reporting to CFO and CEO
  • Support CFO where necessary
  • Collaboration with key internal stakeholders to ensure timely execution on partner commitments


  • Knowledge of Mobile Money
  • Knowledge of Microfinance industry
  • Ability to work in a fast-paced, ever-changing environment
  • Strong and independent person who can work on their own
  • Confident personality and assertive with strong presentation skills
  • Excellent time management, planning and organizational skills
  • Strong work ethic, ability to take full accountability with strong follow-through and execution
  • Decisive, detail orientated, enthusiastic, problem solver
  • Strong interpersonal skills and patience
  • Flexibility to work with key internal stakeholders to ensure deliverables are met timeously


  • Bachelor’s degree in finance, business management or any related field
  • Strong track record in managing multiple projects, and coordinating teams to deliver on objectives
  • Experience working in digital financial services or banks
  • Strong understanding of financial inclusion and the means of utilizing digital financial services to achieve it
  • Ability to work fully remote
  • Ability to travel


  • Experience in Mobile Money / Mobile Financial services
  • Experience in project management and leading a team would be advantageous
  • Very good understanding and experience of financial products and performance, including credit risk, dynamics of lending, saving and insurance would be beneficial.

Things you will  love:

  • Collaborating with smart, engaging people
  • Working for impact
  • Growing and learning continuously, with loads of encouragement and support
  • Boldly taking risks as we navigate new challenges
  • Flexible work practices enabling your best delivery
  • Being autonomous and empowered to lead

Seniority Level

  • Mid-Senior level


  • Information Technology & Services

Job Functions

  • Finance
  • Auditing
  • Accounting

Applications  to be submitted to and addressed to:

The Head – Human Resource
Emerald Finance Limited
P.O. Box 38182

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